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Health, Dental, Vision, Life Insurance & Medicare

Personalized Coverage. Real Support.

At My US Insurance, we proudly serve individuals and families with honest guidance, expert support, and a multilingual team ready to assist you in English, Spanish, and Portuguese. Insurance can feel complicated, but we make it simple. Our licensed advisors take the time to understand your needs, explain every option in clear and straightforward language, and guide you through the entire process, before, during, and long after enrollment.

As independent brokers, we don’t work for any insurance company, we work for you. That means you receive unbiased recommendations, fast communication, and personalized service designed to protect your health, your family, and your peace of mind. We’re here to help you choose confidently, stay informed, and feel supported every step of the way.

Why Choose My US Insurance?

  • Independent Brokers – We work with multiple top insurance companies, allowing us to compare plans and prices to find the best option for your needs and budget.
  • Over 10 Years of Experience – When it comes to your health, your family, and your future, experience matters. Our knowledge helps avoid costly mistakes and ensures long‑term protection.
  • Personalized, Multilingual Service – We proudly serve our community in English, Spanish, and Portuguese, making sure nothing is lost in translation, especially during important moments.
  • Support Before, During & After Enrollment – Our job doesn’t end once you enroll. We stay with you to help with questions, claims, renewals, and life changes.

Our Insurance Services at My US Insurance

Health Insurance – We offer comprehensive health insurance solutions designed to fit the unique needs of individuals and families. Whether you prefer ACA (Obamacare) plans with available subsidies or private plans from top‑rated carriers, we help you compare benefits, networks, and costs with confidence.

Dental Insurance – Our dental insurance plans make it easy to maintain a healthy smile while staying on budget. With predictable co‑pays and coverage for cleanings, exams, X‑rays, fillings, and more, you can avoid unexpected expenses.

Vision Insurance – Your eye health matters, and our vision insurance plans offer meaningful savings on essential services. Enjoy coverage for eye exams, prescription lenses, contacts, and frames, plus additional treatment options when needed.

Life Insurance – We offer a full range of life insurance options designed to protect what matters most. Term Life Insurance provides affordable coverage for temporary needs like mortgages, income replacement, or family protection. Whole Life Insurance offers lifelong security with the added benefit of cash value and living benefits you can access when needed.

Medicare – Navigating Medicare can feel overwhelming, but we make it easy. We provide clear explanations and personalized assistance with Medicare plans for individuals age 65+, those with qualifying disabilities, and individuals with End‑Stage Renal Disease (ESRD). We break everything down into simple terms so you can choose the plan that fits your needs, without confusion.

Accident Insurance –Accident Insurance provides fast financial support when unexpected injuries occur, helping cover emergency care, treatment, transportation, and recovery costs. It’s an affordable way to protect yourself from sudden medical expenses and keep your budget stable during stressful situations.

Final Expense Insurance – Offers affordable protection designed to cover funeral, burial, and end‑of‑life costs. This plan ensures your loved ones are not left with unexpected financial burdens, giving your family comfort, clarity, and peace of mind when they need it most.

Protector Guard Insurance – Protector Guard provides fixed‑indemnity cash benefits for essential medical services like hospital stays, ICU/CCU, surgery, doctor visits, lab work, imaging, and preventive care. It works alongside your primary health insurance to reduce out‑of‑pocket expenses and give you predictable, upfront financial support.

Travel Insurance – Travel Insurance protects you from costly travel disruptions such as trip cancellations, medical emergencies, lost luggage, delayed flights, and more. Whether you’re taking a short vacation, traveling for work, studying abroad, or flying frequently, it ensures peace of mind from the moment your trip begins.

Critical Illness Insurance –Critical Illness Insurance pays a lump‑sum cash benefit after the diagnosis of a covered serious condition like cancer, stroke, heart attack, or a brain tumor. You can use the funds for medical bills, income replacement, travel for treatment, or daily living expenses, giving you financial stability during a challenging time.

 What My US Insurance Clients Are Saying About Us

“Undoubtedly the best health insurance company I could have chosen. Fast responses, impeccable service, and amazing support.” Diane Tavares
“Customer since 2014. Always quick, dedicated, and competent. I recommend them with 5 stars!” Alvineide Willis
“They spoke for us at hospitals and labs when we couldn’t. Their guidance made a life‑saving surgery possible.” Keila Santos
“The support for my family’s health and safety is essential. Always fast and effective.” Vila & Juan Sanchez
“Elaine Gallardo is attentive and always ready to help find the best plan.” Erika F. Bernardino
“Agent Elaine answers every question. I recommend her a million times!” Vivi

10,000+ Families Insured       17,000+ Policies Implemented       100% Commitment to Customer Satisfaction

Talk to an Advisor Today

Have questions or ready to get started? We’re here to help.

📞 Phone: 813‑325‑9039

Your health, your family, and your future deserve expert care.

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Offerings

Our Insurance Services at My US Insurance

  • Health Insurance – ACA & Private Plans

    Our health insurance solutions help individuals and families in the Tampa Bay area and all across the United States find affordable, reliable coverage. We offer ACA (Obamacare) plans, ideal for anyone who qualifies for subsidies and needs low‑cost protection, as well as comprehensive private health insurance options from trusted U.S. carriers. Our team simplifies complex terms like deductibles, networks, and subsidies, making it easy to choose coverage with confidence.

  • Dental Insurance

    We provide dental plans that protect your smile and your budget. With fixed co-payments, coverage for cleanings, exams and common dental treatments, our plans offer predictable costs with no surprises. Perfect for families, individuals, and anyone who wants easy, affordable access to oral care.

  • Vision Insurance

    Our vision insurance plans help reduce everyday eye‑care expenses. They include eye exams, prescription lenses, frames, and treatment options—everything people need to maintain healthy vision. We help clients across Tampa Bay and the entire U.S. find simple, affordable vision benefits.

  • Life Insurance – Term & Whole Life

    Your family’s financial future matters, and we offer life insurance solutions that fit every stage of life. Term Life Insurance provides affordable coverage for set periods, ideal for mortgages, income protection, and young families. Whole Life Insurance offers lifetime protection, plus living benefits you can use while you’re alive. We guide you step by step so you can choose the plan that best protects the people you love.

  • Medicare Assistance

    We make Medicare simple. Whether you’re turning 65 or qualifying due to disability or ESRD, we offer personalized guidance to help you understand coverage options and choose the best plan. Our service is available throughout Tampa Bay and nationwide.

  • Accident Insurance

    Accident Insurance provides fast financial support after unexpected injuries. These plans help cover emergency care, recovery costs, medical bills, transportation, and more. Perfect for active individuals, families, or anyone who wants extra protection for life’s surprises.

  • Final Expense Insurance

    Final Expense Insurance helps your loved ones cover funeral and end‑of‑life costs without financial stress. It offers peace of mind, ensuring your family is protected during difficult times. This affordable coverage is ideal for seniors and anyone wanting to plan ahead responsibly.

  • Protector Guard (Fixed Indemnity Coverage)

    Protector Guard offers fixed cash benefits for many medical situations, including hospital stays, ICU/CCU, emergency room visits, outpatient surgery, imaging, labs, doctor visits, wellness care and pharmacy benefits, depending on the selected plan. Benefits are paid in addition to your main insurance, helping reduce out‑of‑pocket costs with predictable coverage. This is an excellent option for clients who want extra protection and financial peace of mind.

  • Travel Insurance

    Our Travel Insurance protects you financially from unexpected issues during your trip. Depending on the plan, benefits include trip cancellation, medical emergencies, non‑preexisting illness (including Covid‑19), lost luggage, flight delays, repatriation, concierge assistance, and more. Options include: Per Day – short trips Annual & Multi‑Trip – frequent travelers Long Stay – students, executives, long assignments abroad Perfect for anyone traveling within the U.S. or internationally.

  • Critical Illness Insurance

    Critical Illness Insurance pays a lump‑sum cash benefit after the first diagnosis of covered conditions such as cancer, cancer in situ, benign brain tumor, skin cancer, heart attack, stroke, and heart illness. You can use the money for medical bills, living expenses, travel, childcare, or anything else you need during recovery. Affordable coverage that protects your financial stability during life’s most difficult moments.

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    FAQ

    What does My US Insurance do?

    My US Insurance is an independent insurance brokerage helping individuals and families find the best health, life, dental, vision, Medicare, travel, accident, and supplemental insurance plans. We offer clear guidance, personalized recommendations, and full support before, during, and after enrollment.

    Do you work for an insurance company?

    No. We are independent brokers, which means we do NOT work for any insurance carrier — we work for you. Our job is to compare options, explain benefits, and help you choose the best plan for your needs and budget.

    What states do you serve?

    We proudly serve clients in all 50 U.S. states, offering virtual consultations and phone appointments to make enrollment fast and easy.

    Do you offer help in different languages?

    Yes! We serve clients in English, Spanish, and Portuguese. You can choose the language you are most comfortable with during your consultation

    What types of insurance plans do you offer?

    We offer a wide range of personal and family insurance solutions, including: ACA (Obamacare) Health Insurance Private Health Insurance Dental & Vision Insurance Life Insurance (Term & Whole Life) Medicare Plans Travel Insurance Accident Insurance Final Expense Insurance Critical Illness Insurance Protector Guard (Fixed‑Indemnity Plans)

    Can you help me choose between Obamacare (ACA) and private insurance?

    Yes. We compare deductible options, tax credits, subsidy eligibility, network size, and coverage levels so you understand the difference and choose the most cost‑effective plan for your situation.

    How much does your service cost?

    Our guidance is 100% free for clients. You never pay us directly, we are compensated by the carriers once you enroll in a plan. This means you get expert help at no extra cost

    Do you offer support after enrollment?

    Absolutely. We offer ongoing support with: Policy questions Renewals Changes in income or dependents Issues with coverage Claims guidance Annual re‑evaluations We’re here for you all year, not just on the day you enroll.

    Can you help me enroll in Medicare?

    Yes. We guide individuals who are: Turning 65 Eligible due to disability Diagnosed with ESRD or chronic conditions We explain Medicare Parts A, B, C, and D, and help you choose a Supplemental, Advantage, or Prescription Drug plan.

    What is Protector Guard coverage?

    Protector Guard is a fixed-indemnity plan that pays cash benefits directly to you for: Hospital stays ICU/CCU Surgeries Doctor visits Lab work Imaging Wellness care It helps reduce out‑of‑pocket medical expenses and complements your main insurance.

    Do you offer travel insurance?

    Yes! We provide travel protection for: Trip cancellations Medical emergencies abroad Lost or delayed luggage Flight delays Long stays, short trips, and multi‑trip plans Perfect for students, executives, tourists, and families.

    What is Critical Illness Insurance?

    Critical Illness Insurance pays a lump‑sum cash benefit after a covered diagnosis like: Cancer Stroke Heart attack Brain tumor This money can be used for medical bills, lost income, transportation, childcare, or any personal need during recovery.

    How do I get a quote?

    You can request a personalized quote through: Your My US Insurance page on Favesin Your website myusinsurance.com Phone or WhatsApp A quick consultation in English, Spanish, or Portuguese Quotes are fast, accurate, and free.

    How long does it take to enroll?

    Most enrollments take 10–20 minutes. We handle the paperwork, submit the application, and ensure everything is completed correctly.

    Why choose My US Insurance?

    Clients choose us because we provide: Personalized service Clear explanations Access to top U.S. insurance companies Fast responses No-pressure guidance Multilingual support Long-term customer care Your peace of mind is our priority.

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    Opening Hours

    • SundayClosed
    • Monday 08:00 AM - 08:00 PM
    • Tuesday 08:00 AM - 08:00 PM
    • Wednesday 08:00 AM - 08:00 PM
    • Thursday 08:00 AM - 08:00 PM
    • Friday 08:00 AM - 08:00 PM
    • Saturday 08:00 AM - 08:00 PM

    I’m Elaine Gallardo, an independent insurance broker committed to helping individuals and families find the right protection with clarity, confidence, and genuine care.
    At My US Insurance, we believe that choosing the right insurance should feel simple, not stressful. That’s why We provide personalized guidance in English, Spanish, and Portuguese, making sure every client feels fully supported and understood.
    With experience serving clients across the Tampa Bay area and in almost all states, we help you compare and enroll in the insurance solutions that best fit your needs, including Health Insurance (ACA & Private), Dental and Vision plans, Life Insurance, Medicare, Travel Insurance, Accident coverage, Critical Illness protection, and Protector Guard plans.
    Our loyalty is to you, not to any insurance company. You can count on honest recommendations, clear explanations, and ongoing support, before, during, and long after enrollment. Our mission is to help you protect your health, your family, and your financial future with peace of mind.
    Whether you’re reviewing your options or signing up for the first time, I’m here to guide you every step of the way with patience, expertise, and personalized attention.

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